Houston Real Estate

2M Realty is your experienced Houston Realtor. We have worked over 20-years in all aspects of the Houston Texas real estate market. Whether you are buying, selling, renting or leasing property in Houston, we are knowledgeable Realtors you can rely upon.

To search Houston real estate go to our Houston MLS page for all Houston Properties. Searches include all Houston homes for sale in the City limits and surrounding areas. Discover Houston condominiums, townhomes and high rises for sale. Find Houston rental property that include condos, townhomes, high rises for lease and Houston homes for rent. Locate Houston commercial real estate, and research all forms of Houston commercial property including retail centers, office buildings, industrial sites, warehouse space, commercial pad sites and other Houston land for sale.

The greater Houston real estate market includes the City of Houston, Texas, and the surrounding cities of Baytown, Sugar Land, Galveston, Richmond, Katy, Missouri City, Pasadena, Kingwoood, Tomball, Cypress and the Conroe real estate market, as well as all areas encompassed by Harris County and the nine adjacent Texas Counties.

 

... Click here to search more Houston Texas Real Estate

Houston Homes for Sale
To search Houston homes for sale, homes on acreage or vacant land please Click Here or go to our Houston MLS search page and select your criteria.

Houston Condos, Houston Townhomes, Houston High-Rises
To search Houston Condos, Townhomes or High-Rises please Click Here or go to our Houston MLS search page and select your criteria.

Houston Homes for Rent
To search Houston Homes for Rent please Click Here or go to our Houston MLS search page and select your criteria.

Houston Commercial Real Estate
To search Houston Commercial Real Estate and other Houston Commercial Property please Click Here.

Contact 2M Realty

If you have any questions or need more detailed information, please feel free to contact us via phone at (281) 354-3500 or fill out the form to let us know how we can help with your real estate needs.

Office Location 2M Realty Advisors, LLC
23569 FM 1314
Porter, TX 77365
Phone: (281) 354-3500
Fax: (281) 354-3100
support@2Mrealty.com

Houston Mortgage | Down Payment Assistance Programs

Monthly Payment Calculator

This mortgage calculator can be used to figure out monthly payments of a mortgage based on the sales price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

Please enter the sales price, down payment, length of the mortgage, and the mortgage interest rate in the boxes below.


Home Purchase Price & Mortgage Information
Sale Price of Home: (In Dollars)
Percentage Down: %
Length of Mortgage: years
Annual Interest Rate: %
Explain Calculations: Show me the calculations and amortization
 


Houston Mortgage Rates and Mortgage Preapproval

What Are Today's Mortgage Rates?

BankRate.com offers a comprehensive overview of recent mortgage rates and loan programs. To learn more go to: BankRate.com.

Get Preapproved For A Mortgage Today!

Republic State Mortgage is a preferred lender of 2M Realty. They are a full service mortgage banker based in Houston, with offices throughout Texas and in 3 other states. Republic and its staff of seasoned professionals can help you with all of your mortgage needs. Offering a wide array of loan programs that include conventional -- conforming and non-conforming loans, FHA, VA, adjustable rates, refinances, one-time close loans, permanent construction takeout, home improvement, second liens, and stated income loans. To find out more go to Republic State Mortgage, or fill-out a mortgage profile to be contacted by one of their mortgage specialist. 

Houston Down Payment Programs

Down payment assistance and community redevelopment programs offer affordable housing opportunities to first-time homebuyers, low-income and moderate-income individuals and families who wish to achieve homeownership. The following programs are available for certain buyers within the Houston Metro areas:

  $8,000 Tax Credit for first time home buyers. Extended through April 30, 2010.
  $6,500 Tax Credit for current home owners to "Move-Up". Expires April 30, 2010.
  100% home financing through the USDA in certain rural areas.
  Zero down payment for military personnel through the Veterans Administration.
  Down payment assistance offered by the State of Texas
  Down payment assistance offered by the City of Houston
  Down payment assistance offered by Harris County
  Down payment assistance offered by Brazos County
  Down payment assistance offered by Galveston County

See below for more details.

$8,000 First Time Home Buyer Tax Credit

The $8,000 Tax Credit for first time home buyers was extended and now expires on April 30, 2010. A first time home buyer is defined as not owning a home in the last 3-years. Income restrictions apply. Click here for more details.

$6,500 Repeat Home Buyer Tax Credit

The $6,500 Tax Credit for repeat home buyers to move-up was recently enacted and expires on April 30, 2010. A repeat home buyer is defined living in the same home for five out of the last eight years. Income restrictions apply. Click here for more details.

Veteran’s Administration: No Down Payment for Military Personnel! 

The Veteran’s Administration (VA) provides zero-down payment loans for active duty and non-active duty military personnel. The Maximum VA Loan Amount is $417,000 and no Mortgage Insurance is required. Additionally, the seller can up to pay 6% of your closing costs and, in most cases, you can move-in with no money down! To find out more go to: VA Zero Down Payment Program.

100% Financing through the USDA!

The USDA provides 100% financing for qualified buyers if you live in a designated area. To find out if your area qualifies and you meet the USDA requirement go to: USDA 100% Financing Program.

Texas Mortgage Credit Program! 

This program allows qualified Texans access to low interest rate home loans, typically 1% below current market rates, and offers homebuyers a grant equal to 5% of the mortgage amount. To learn more go to: Texas Mortgage Credit Program.

Up to $10,000 Towards Your Down Payment in Brazos County!

First-time homebuyers in Brazos County can qualify for $10,000 on a newly constructed home. These funds may be used for down payment and closing costs to purchase a home in Brazos County. Home must be located in an unincorporated area and not within any City limits. To find out more go to: Brazos County Down Payment Assistance Program.

Up to $10,000 Towards Your Down Payment in Galveston County!

First-time homebuyers in Galveston County can qualify for $10,000 on a newly constructed home. These funds may be used for down payment and closing costs to purchase a home in Galveston County. Home must be located in an unincorporated area and not within any City limits. To find out more go to: Galveston County Down Payment Assistance Program.

Up to $19,500 Towards Your Down Payment in the City of Houston!

A home buyer can qualify for up to $19,500 towards the purchase of a new home with a maximum sales price of $135,000. To qualify the home must be within the City of Houston, you must live in the house for 5-10 years after purchase, and meet certain income and other requirements of the program. To find out more go to: City of Houston Down Payment Assistance Program.

Up to $14,500 Towards Your Down Payment in the City of Pasadena!

First-time homebuyers in City of Pasadena can qualify for $14,500 on a newly constructed home. These funds may be used for down payment and closing costs to purchase a home in Pasadena, Texas. To find out more go to: City of Pasadena Down Payment Assistance Program.

Up To $14,200 Towards Your Down Payment in Harris County!

A first time home buyer can qualify for up to $14,200 towards the purchase of a new home with a maximum sales price of $115,000. To qualify the home must be in an unincorporated area of Harris County (not within the City of Houston or Pasadena city limits), you must live in the house for 5-10 years after purchase, and meet certain income and other requirements of the program. To find out more go to: Harris County Down Payment Assistance Program.

Up to $10,000 Towards Your Down Payment in the Fort Bend County!

First-time homebuyers in Fort Bend County can qualify for $10,000 on a newly constructed home. These funds may be used for down payment and closing costs to purchase a home in Fort Bend County. Home must be located in Fort Bend County but not in the city limits of Houston, Sugar Land, Missouri City and Katy. To find out more go to: Fort Bend County Down Payment Assistance Program.

Nehemiah Down Payment Assistance Program!

Nehemiah transforms lives by increasing homeownership and asset development opportunities for diverse populations, while maintaining our commitment to successful, responsible homeownership. Nehemiah offers down payment help to anyone who qualifies for an approved FHA loan. Buyers can get up to 6% of the final contract sales price for down payment and/or closing costs. To find out more go to: Nehemiah Down Payment Assistance Program.

American Family Funds Down Payment Assistance Program!

American Family Funds provides nationwide down payment and/or closing cost assistance to qualified American home buyers. By working with lenders, real estate agents, builders, buyers, and sellers, American Family Funds helps families who can afford a monthly home mortgage payment, meet the lenders credit requirements, but do not have the cash to make a down payment. To find out more go to: American Family Funds Down Payment Assistance Program.

Family Home Providers Down Payment Assistance Program!

Family Home Providers is a non-profit affordable housing company offering down payment assistance to any family with steady employment and good credit. Under the Family Home Providers plan, those with an FHA loan are eligible for 3% of the final contract price of the home purchased with the FHA approved loan. To find out more go to: Family Home Providers Down Payment Assistance Program.

Housing Action Resource Trust Down Payment Assistance Program!

The Housing Action Resource Trust or HART program is a non-profit housing organization offering help to home buyers who qualify for FHA "first mortgage" loans. A first mortgage does not mean "first-time home buyers only," but rather those who are getting the initial mortgage and not applying for a second mortgage or home equity loan. To find out more go to: HART Down Payment Assistance Program.

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